Bitcoin 101 – Topic 4: Security and Ownership


🔒 4.1 How Bitcoin Ownership Works

  • Public and Private Keys:
    • Bitcoin ownership is defined by cryptographic key pairs:
      • Public Key: A Bitcoin address that others use to send BTC to you.
      • Private Key: A secret code that grants access to your Bitcoin.
    • Analogy:
      • Public key = email address (you share it to receive messages).
      • Private key = password (you must protect it to access your account).
  • Wallets:
    • Digital tools that store and manage your private keys.
    • Wallet types:
      • Hot wallets: Connected to the internet (more convenient but less secure).
      • Cold wallets: Offline storage (more secure but less convenient).

🔑 4.2 Custodial vs. Non-Custodial Ownership

  • Custodial Ownership:
    • Bitcoin is stored by a third party (e.g., exchange platforms).
    • You don’t hold the private keys—“not your keys, not your coins”.
    • Risks:
      • Counterparty risk: The exchange could be hacked or go bankrupt.
      • Censorship risk: Funds could be frozen.
  • Non-Custodial Ownership:
    • You hold your own private keys.
    • Full control over your Bitcoin.
    • Requires proper security measures (e.g., backups, hardware wallets).
  • Best Practice:
    • Use non-custodial wallets for long-term storage.
    • Only keep small amounts on exchanges for trading purposes.

🔥 4.3 Wallet Types and Security

  • Hot Wallets (Online):
    • Software wallets connected to the internet (e.g., mobile or desktop apps).
    • Convenient for frequent transactions.
    • Examples: BlueWallet, Exodus, MuunnWallet.
    • 🔥 Risks: Vulnerable to hacking and malware.
  • Cold Wallets (Offline):
    • Hardware wallets (physical devices) that store keys offline.
    • Best for long-term, secure storage.
    • Examples: Trezor, Ledger, Coldcard.
    • 🔒 Benefits: Highly resistant to hacks and online threats.
  • Paper Wallets:
    • Physical printout of your private and public keys.
    • Secure but easily damaged or lost.
  • Multisig Wallets:
    • Require multiple keys to sign a transaction (e.g., 2-of-3 multisig).
    • Enhances security by reducing reliance on a single key.
  • Best Practice:
    • Use hardware wallets for cold storage.
    • Back up your recovery phrase (seed phrase) in a secure, offline location.

🔐 4.4 Protecting Your Bitcoin

  • Seed Phrase (Recovery Phrase):
    • A 12- or 24-word phrase generated by your wallet.
    • Allows you to recover your funds if you lose your wallet.
    • Critical: Never share your seed phrase.
  • Best Security Practices:
    • Use 2FA (two-factor authentication) for exchanges and wallets.
    • Back up your seed phrase in multiple, secure locations.
    • Never store private keys online (e.g., cloud storage).
    • Consider using metal backups for seed phrases (resistant to fire and water damage).
  • Common Security Threats:
    • Phishing attacks: Fake websites or emails that steal keys.
    • SIM-swapping: Attackers take over your phone number to bypass 2FA.
    • Malware: Software that steals keys or compromises devices.
  • Tip:
    • Always verify wallet addresses and use trusted software.

⚙️ 4.5 Network Security – Why Bitcoin is Safe

  • Proof-of-Work (PoW):
    • Secures the Bitcoin network through massive computational power.
    • Making fraudulent changes would require 51% of the total mining power, making it economically unfeasible.
  • Decentralization:
    • Tens of thousands of nodes worldwide store the full blockchain.
    • No single entity controls the network.
  • Irreversibility of Transactions:
    • Once confirmed, Bitcoin transactions are permanent and cannot be reversed.
    • This prevents chargebacks or fraud.
  • Resilience Against Attacks:
    • 51% attack: Even if an entity controls most mining power, altering the blockchain would be extremely costly and temporary.
    • Double-spending: The network’s confirmation mechanism makes double-spending virtually impossible.

Key Takeaway:
Bitcoin security relies on cryptographic ownership, self-custody of private keys, and decentralized mining power. Proper ownership practices (cold storage, seed phrase backups, and avoiding custodial risks) are essential to protect your Bitcoin.

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